Critical Illness

Okay.  You have adequate health insurance already in place.  You also have a life insurance policy just in case an unexpected illness or accident should occur.
 
Well done!  You deserve a pat on the back for being so responsible.  Looks like it's time to sit back and start enjoying the life you've worked so hard to build.  However, before you get too comfortable, we wanted to bring one thing to your attention. 

Have you ever considered the fact that even the most comprehensive health insurance policies don't cover all of the expenses associated with a critical illness? 

A critical illness can often incur indirect expenses that most individuals either aren't aware of or simple haven't considered.  These indirect expenses can include insurance deductibles, lost income, travel expenses and ongoing medical treatments not covered by your major medical policy. 

It's also important to remember that other responsibilities don't end just because you've been stricken with a critical illness. The harsh reality is that you'll still be responsible for rent or mortgage payments and any outstanding debts you may have, in addition to the cost of everyday living.  Having a Critical Illness policy in place can help offset these expenses and offer policyholders an added level of protection.

In the event of a qualifying critical illness, policyholders will receive a tax-free cash benefit to be used at their discretion regardless of any other insurance policies they may already have in place.  And since there are no restrictions on how to use this money, you can decide to pay off household bills, meet medical deductibles or go on a dream vacation after you've recovered.  It's completely up to you. 

Give iJAK Insurance Group a call today. 

We'll have you patting yourself on the back again in no time!